30 free calculators — EMI, GST, SIP, income tax, BMI, compound interest, and more. Accurate Indian financial calculators.
Work out your loan EMI
Convert length, weight, temperature
Find your exact age
Check your body mass index
Add or remove GST using India's current slabs
Estimate mutual fund SIP maturity value
Compare New vs Old regime tax, FY 2026-27
%, what-percent, change & discount calculators
See savings/investment growth over time
Split a bill with tip across any group size
Estimate daily calorie needs (Mifflin-St Jeor)
Years, months, days between two dates
Calculate Fixed Deposit maturity amount, interest earned, and effective annual return.
Calculate Recurring Deposit maturity amount and total interest earned.
Calculate Public Provident Fund corpus and interest over the investment period.
Calculate simple interest, total amount payable, and interest earned.
Calculate House Rent Allowance exemption and taxable HRA under Indian tax rules.
Calculate gratuity amount payable under the Payment of Gratuity Act, India.
Calculate profit, loss, profit percentage, and loss percentage for any transaction.
Estimate body fat percentage using the US Navy method based on body measurements.
Calculate the Least Common Multiple and Highest Common Factor of any numbers.
Find the exact units you need to sell to cover all costs and start making profit.
Calculate mean, median, mode, range, and sum for any set of numbers.
Calculate your daily water requirement based on weight, activity, and climate.
Count working days between two dates excluding weekends and holidays.
Calculate EPF contributions, employer share, and projected retirement corpus.
Calculate take-home salary from CTC including PF, professional tax, and TDS.
Calculate Return on Investment and annualized ROI (CAGR) for any investment.
Calculate standard deviation, variance, and mean for any dataset.
Simplify ratios, solve for missing values, and divide quantities in a given ratio.
ApneSoftware provides 30 free online calculators covering financial, health, academic, and mathematical calculations. From calculating your home loan EMI to checking your income tax liability under the new regime — all calculators are free, accurate, and mobile-friendly.
Our calculators are specially designed for Indian users — with GST slabs, Indian income tax brackets, HRA calculation rules, EPF calculations, and the Indian lakh/crore number system built in.
Plan your finances with precision: EMI Calculator for home/car/personal loans, SIP Calculator for mutual fund investments, FD Calculator, RD Calculator, PPF Calculator, Compound Interest Calculator, and ROI Calculator.
Calculate taxes accurately: Income Tax Calculator (India) FY 2026-27, GST Calculator with CGST/SGST/IGST breakup, HRA Calculator, Gratuity Calculator, PF/EPF Calculator, and In-Hand Salary Calculator.
Monitor your health: BMI Calculator, BMR & Calorie Calculator, Body Fat Calculator, and Water Intake Calculator.
Quick calculations: Percentage & Discount Calculator, Age Calculator, Date Difference, Working Days Calculator, Tip & Bill Splitter, Average Calculator, and Unit Converter.
Yes. Our calculators are specifically built for India — GST slabs, income tax brackets for FY 2026-27, HRA rules, EPF rates, and the lakh/crore system are all included.
Our EMI Calculator uses the standard reducing balance formula: EMI = P × r × (1+r)^n / ((1+r)^n - 1), where P is principal, r is monthly interest rate, and n is tenure in months.
Yes. The Income Tax Calculator supports both Old and New tax regimes for FY 2026-27 and shows a comparison so you can choose the better option.
Yes. The GST Calculator includes all current slabs: 0%, 5%, 12%, 18%, and 28%, and shows CGST, SGST, and IGST breakup.
Use the SIP Calculator. Enter monthly investment amount, expected annual return, and investment duration to see the estimated maturity value and wealth gained.
The EMI Calculator lets you enter any interest rate, so you can compare EMIs across different banks and loan products.
The Body Fat Calculator uses the US Navy Method which requires waist, neck, and height measurements (plus hip for women) to estimate body fat percentage.
The PPF Calculator uses the current government-declared rate of 7.1% per annum. The interest is compounded annually and credited at the end of each financial year.